VW Campervan Finance
Spread the cost of your camper with finance
Through our partnership with Creative Funding Solutions Ltd, we can offer a more tailored solution for customers looking to buy a VW camper with campervan finance. You don’t even have to buy a camper from us.
Use their online finance calculator or quote request form to obtain outline figures. Initial application is on soft search basis with no obligation.
Campervan finance that you can use anywhere.
The link above can be used to obtain no obligation finance figures even if we don't currently have a VW campervan in stock that is right for you. We of course hope we do, however any quote provided can used to purchase your perfect VW campervan even if you find it elsewhere.
Can I finance both a Stock and a Brokerage VW Campervan?
Yes, Creative Funding Solutions can obtain finance options for both, although they are treated differently.
25seven Campers Stock vehicle – This can be financed through Hire Purchase
With Hire Purchase, the finance is provided against the vehicle as a secured loan with terms of up to 10 years. You decide how much of a deposit to put down and how long you would like to repay the balance. The deposit is paid directly to 25seven campers by you and the finance company pays us the rest.
25seven Campers Brokerage vehicle – This can be financed through a Personal Loan
With a Personal Loan, the finance is provided directly to you as an unsecured loan with terms of up to 5 years. You decide how much you need to borrow to top up the funds you already have and repay the finance company in instalments. The loan is paid directly to you, and you then purchase the campervan from us in full.
VW Campervan Finance FAQs
Campervans are a large investment and we have even had conversations with customers who have said they paid less for their first home! Of course, things move on and are relative, but the point is a VW camper can cost a significant amount of money. That is where finance can help. The cost of a campervan can be spread over longer periods of time making budgeting easier. Just remember to ensure you are able to afford the repayments before entering into an agreement.
This all depends on what it is you are investing in. In real terms it is unlikely that a VW campervan will increase in value, although market conditions can mean this does sometimes happen. More likely is that a VW campervan will depreciate slowly over time. Where the investment can pay off is the use you get from your camper. One used regularly throughout the year, or even just during the summer months, can provide relatively cheap breaks and lots of happy memories.
There are multiple ways to finance a campervan in the UK. The best way for you is ultimately going to depend on your circumstances. In the first instance we would suggest looking at your finances to see what you may be able to afford and then use the finance calculator via the link above to obtain outline figures. The next step would be to complete a soft search application form and Creative Funding Solutions will be in touch to discuss the best options available to you.
Often when finance is referred to as a ‘car loan’ this is a personal loan that is going to be used for the purpose of buying a car. The loan is paid directly to you and you repay it through instalments to the finance company. You can then use the personal loan to purchase a VW campervan.
Yes, although there will be some considerations to factor in. The age of the campervan plays a part as does whether it is being sold by a trader or private individual. There are also your personal circumstances to take into consideration, which will affect both the amount that can be borrowed and over what term.
This varies on the amount required to be borrowed to purchase the campervan and the method of lending such as Hire Purchase or Personal Loan. The age of the campervan at the end of the agreement will also be considered by the lender. Typically Hire Purchase agreements are on a up to 10 year term, while Personal Loan agreements are on a shorter up to 5 year term.
With Hire Purchase, once all the payments have been made along with the often final administrative fee, you will own the campervan. You can also choose to own the campervan sooner by obtaining and paying a settlement figure from the finance company. With leasing you never own the vehicle and simply hand it back at the end of the agreement.
Yes, if on Hire Purchase you need to obtain a settlement figure which once paid will make you the outright owner of the vehicle. You are then free to sell and retain full funds from the sale. With a personal loan, you already own the vehicle and are just repaying the money used to buy it back to the lender. This vehicle can be sold at any time and potentially the money then used to pay off the loan.
Campervan finance that suits your needs
With the VW T5 and T6 Transporter, the VW campervan became extremely car-like to drive and often with an excellent level of creature comforts and driver aids. It’s little wonder then why more and more people are choosing to replace their family car with a VW-based campervan, often using finance as a means to do so. It makes perfect sense, why just have a car when with a VW campervan you could have a car and camper all in one? Use for work or school in the week and then head off in search of adventure at the weekend.
Money for a rainy day
Even if you are in a position where you have the full funds for a campervan, some customers choose to retain some of the money just in case it is needed elsewhere. This ‘liquid capital’ as it is known could be used for unexpected bills or planned home improvement work. In this instance a larger deposit can be placed on the campervan with a smaller loan amount, leaving funds accessible if needed.
25seven Campers Ltd are an appointed and authorised introducer to Creative Funding Solutions Ltd. We are not a Broker or Lender and cannot quote finance figures directly.
